best for you
compare personal credit cards from United.
U Boost Visa®
When you're getting started on your financial journey.
The U Boost Visa® credit card with low credit limits and a fixed APR.
details
- Card Limit $200 - $5,000
- Rate 18.00% APR
- Credit Level Poor / No Credit
- Additional Benefit Secure line of credit
U First Visa®
When you want a low rate.
The U First Visa® credit card has a low rate and an even lower balance transfer rate.
details
- Card Limit $500 - $50,000
- Rate 12.99% - 18.00% APR
- Credit Level Good
- Additional Benefit 2% less than purchasing rate on balance transfers
U Rewards Visa® Signature
When you want to earn rewards.
The U Rewards Visa® credit card lets you earn up to 2% cash rewards and Signature card benefits.**
details
- Card Limit $500 - $50,000
- Rate 18.00% - 18.00% APR
- Credit Level Outstanding
- Additional Benefit Up to 2% cash rewards
credit card benefits
Our credit cards come with great benefits.
low rates
- new cardmember offers of 0% APR*
- lower balance transfers APR*
- up to 2% cash rewards*
* on select cards
fee freedom
- no account fee
- no balance transfer fee
- no foreign transaction fee
- and more
real benefits
- debt protection
- identity theft protection
- Card Controls management app
flexible options
- low minimum payments
- use of nationwide ATMs
- pay your way with digital wallet, contactless, and EMV chip transaction options
Have a business? Take a look at our business credit card options
comparison chart
Get the breakdown of what makes United credit cards different from one another.
To transfer balances, you’ll need: copy of most recent statement, name of payee or credit card, mailing address, credit card number, and amount of payoff. Learn More
The CardPerks Rewards program offers rewards for points earned. Points can be redeemed for cash back. Learn More
Chip-based transactions are the new security standard, widely used by more merchants every day. Learn More
Easily pay for purchases directly from your mobile device using Google Pay, Apple Pay, or Samsung Pay. Learn More
Visa® Checkout lets you pay online, fast and securely, on any device. Learn More
Card Controls gives you personalized card access and information with a dedicated app to manage your cards. Learn More
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Get a United Visa® credit card today and enjoy being a Member of a credit union who takes you seriously.